Free · No signup

Bank statement analyzer for every statement in seconds.

Drop in any bank statement. Bank Statement Analyser for income, risk & fraud signals. Bank Statement Converter for clean Excel. Free.

  • Free for real files — up to 500 pages, no signup.
  • Reconciled or refused. Wrong totals never reach you.
  • Deleted after 24 hours. Private by default.

Just need the sheet? Bank Statement Converter → Same engine. Clean Excel + CSV.

Drag & drop your files here, or click to browse

PDF (digital or scanned/OCR), Excel (.xlsx, .xls) or CSV · Max 50 MB per file

You can upload multiple files — we'll combine them into one report.

Password-protected PDF? Enter it here (optional)

Free while testing — sign in required, 1 statement per day. Files are deleted after 24 hours. Need more access? support@bankstatementanalyser.com · support@1kbapps.com

Runs the real engine. Deleted after 24 hours.

Start with one file. Not a contract.

No sales call. No procurement.

Self-serve

Drop in a file. Read every signal in seconds.

Free to start

500 pages free. Plus is $12/month — stated up front.

Trust, then upload

Explore a realistic sample before sharing anything real.

One file in. Four layers out.

From the Bank Statement Analyser. How it works →

A. Extract

  • Every transaction, typed and dated
  • Balances, totals, running balance
  • Confidence score on every field

B. Income

  • Monthly income estimate
  • Stability score, 0–100
  • Top spending categories

C. Risk

  • EMI load per lender
  • Bounce, overdraft & penalty flags
  • Debt-to-income ratio

D. Fraud

  • PDF metadata inspection
  • Balance-chain validation
  • Fraud score, 0–100

See it on your file.

Free. No signup. Deleted in 24 hours.

Bank Statement Converter

Just need Excel?

PDF in. Clean Excel + CSV out. Free.

Convert free

Built for decision-makers

All use cases →

Lenders

Income, DTI and bounce history per applicant.

Accountants

Clean Excel in seconds. No retyping.

Landlords

Rent-to-income without a credit pull.

Auditors

A tamper score before you trust the numbers.

Bank statement analyzer — FAQs

Analyzer or analyser, USA or UK — quick answers.

Is this a bank statement analyzer or a bank statement analyser?

Both — analyzer is the American spelling, analyser the British spelling. Same free tool, same results, for the USA, UK and beyond.

Is the bank statement analyzer really free?

Yes. Statements up to 500 pages convert and analyze free with no signup and no card. Paid tiers (Starter $15/month and up) exist only for larger files and higher monthly page quotas.

Which bank statements are supported?

Statements from major US banks such as Chase, Bank of America, Wells Fargo, Citi and Capital One, plus any statement that uses a Date + Debit/Credit or Date + Amount table — including scanned PDFs via OCR.

What is the difference between the Analyzer and the Converter?

The Analyzer extracts income, cash-flow, EMI, risk and fraud signals with charts and an Excel report. The Converter turns the statement table into clean Excel/CSV preserving your bank’s original columns.

Do you store my bank statements?

No. Uploads and generated files are deleted automatically after 24 hours, password-protected PDFs are unlocked in memory only, and the free tier needs no account at all.

How accurate are the results?

Every conversion must reconcile — opening balance plus transactions must equal the closing balance — otherwise you get a clear error instead of a wrong number. AI review (Muse Spark) double-checks hard files.

Bank Statement Analyzer & Converter — Free, No Signup